Work performed
Identify employee duties and where work takes place.
Products / Product overview
Workforce / Product overview
Workers’ compensation.
Workers’ compensation and employers liability for commercial accounts.
Osprey / Coverage referenceWorkers’ compensationCommercial insurance
Coverage perspective
What to consider.
Review workforce exposures across the insured’s operations and work locations.
Payroll & experience
Review payroll by operation and state, together with available loss and experience information.
Changing operations
Discuss new states, subcontracted work and changes to the workforce before placement.
Coverage descriptions are general. Availability, limits, exclusions and terms depend on the risk, state, market and policy form.
Work with Osprey
Bring us the account.
Register your agency for submissions, product reference and policy service.
Become an Osprey broker →Already registered? Start a submission →Find your broker.
Tell us what you need. Request an introduction to an Osprey-registered broker for a coverage review.
Apply for a broker introduction →Already insured? Policy support →Related coverage