Underlying coverage
Review the policies, limits and insurers beneath the requested coverage.
Products / Product overview
Liability limits / Product overview
Excess & umbrella.
Additional liability limits for commercial accounts.
Osprey / Coverage referenceExcess & umbrellaCommercial insurance
Coverage perspective
What to consider.
Review excess and umbrella requirements in relation to the underlying insurance program.
Limit requirements
Discuss contractual obligations, exposure and the requested liability limit.
Coverage alignment
Review the proposed form, exclusions and any differences from the underlying program.
Coverage descriptions are general. Availability, limits, exclusions and terms depend on the risk, state, market and policy form.
Work with Osprey
Bring us the account.
Register your agency for submissions, product reference and policy service.
Become an Osprey broker →Already registered? Start a submission →Find your broker.
Tell us what you need. Request an introduction to an Osprey-registered broker for a coverage review.
Apply for a broker introduction →Already insured? Policy support →Related coverage