About This Coverage

About This Coverage

Cyber Liability covers a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network.


State Eligibility

Eligible State

State Not Available


Industries Available

  • Agriculture


  • Mining


  • Utilities


  • Construction


  • Manufacturing


  • Wholesale

    Wholesale Trade

  • RetailTrade

    Retail Trade

  • Transportation

    Transportation and Warehousing

  • Information


  • Finance

    Finance and Insurance

  • RealEstate

    Real Estate Rental and Leasing

  • ProfessionalScientific

    Professional, Scientific, and Technical Services

  • Management

    Management of Companies and Enterprises

  • Administrative

    Administrative and Support

  • Education

    Educational Services

  • Health

    Health Care and Social Assistance

  • Arts

    Arts, Entertainment, and Recreation

  • Accomodations

    Accommodation and Food Services

  • OtherServices

    Other Services except Public Administration


Coverage Limits

Up To



Key Features

  • Limits available up to $20M for select risks
  • Both First and Third Party coverages available
  • Excess Cyber is available for clients requiring high limits
  • Defamation, libel or slander
    • Invasion of an individual�s right of privacy
    • Plagiarism or misappropriation of ideas under an implied contract
    • Infringement of any copyright, trademark, title, service mark
    • Domain name infringement
  • Reimbursement for extortion expenses resulting directly from a credible threat to the insured's computer system
  • Loss resulting from damage to or corruption of the insured's electronic data and computer programs
  • Income reimbursement during the period of restoration of the insured's computer system
  • Customer notification, regulatory fines and penalties, and public relations expenses
  • Legal liability for a security breach or privacy breach of employees' PII or PHI
  • Legal Liability for a security breach or privacy breach resulting from alleged violations of HIPAA and other privacy protection laws/regulations (state, federal or foreign)

Preferred Classes

  • Healthcare
  • Hospitality
  • Insurance Agency
  • Manufacturer
  • Non-Profit Organization
  • Private School
  • Professional Service
  • Religious Organization
  • Retail

Restricted Classes

  • Adult Content
  • Casino/Gambling
  • College/University
  • Data Warehousing/Data Broker
  • Lottery
  • Mortgage Lender
  • Municipality
  • Public School District


  • AgriculturalTruck

    Agricultural Truck

  • BoxOrStraightTruck

    Box/Straight Truck

  • BucketTruck

    Bucket Truck

  • CateringTruck

    Catering Truck

  • CementMixer

    Cement Mixer

  • DumpTruck

    Dump Truck

  • FlatbedTruck

    Flatbed Truck

  • FrontLoaderGarbageTruck

    Front Loader Garbage Truck

  • PickupWFifthWheel

    Pickup w/ 5th Wheel

  • PumpTruck

    Pump Truck

  • RearLoaderGarbageTruck

    Rear Loader Garbage Truck

  • RefrigeratedTruck

    Refrigerated Truck

  • RollOffTruck

    Roll off Truck

  • StakeBodyTruck

    Stake Body Truck

  • TankTruck

    Tank Truck

  • TowTruck

    Tow Trucks

  • TruckTractor

    Truck Tractor


Submission Requirements

  • ACORD Application, fully completed and signed
  • Supplemental Application
  • Existing Business, Provide 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com