About This Coverage
Small business owners can purchase a monoline or General Liability package for a wide variety of operations.
State Eligibility
Eligible State
State Not Available
Industries Available
-
Retail Trade
Coverage Limits
Up To
$4M
Key Features
- Max GL Limit $1,000,000/$2,000,000
- Business Income coverage offered on an Actual Loss Sustained basis
- Package coverage form that automatically includes over 15 unique coverage enhancements
- Up to $5,000,000 in total Property Values
- Addition of nine new eligible classes
- Ability to offer Professional Liability for specific classes - now including Beauty Salons
- Up to $6,000,000 in annual sales
Preferred Classes
- Accounting Offices
- Barber Shops
- Beauty Salons
- Bookbinding
- Bookkeepers
- Bookstores
- Camera and Photographic Equipment Stores
- Cosmetic, Hair or Skin Preparation Stores
- Dentist Offices
- Employment Agencies
- Florists
- Funeral Homes
- Gift Shops
- Health or Natural Food Stores
- Insurance Agencies
- Law Offices
- Medical Offices
- Opticians
- Photographers
- Real Estate Agencies
- Shoe Repair
- Stores NOC - Food or Drink (referral)
- Stores NOC - No Food or Drink (referral)
- Taxicab companies (no HNOA offered)
- Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening - new goods
Submission Requirements
- ACORD Application, fully completed and signed
- Supplemental Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com