About This Coverage

Truckers General Liability coverage safeguards the assets of small trucking businesses, and expands as needs and responsibilities grow.

State Eligibility

Eligible State

State Not Available

Industries Available

  • Transportation and Warehousing

Coverage Limits

Up To



Key Features

  • Business owners package coverage form that automatically includes over 15 unique coverage enhancements
  • Business income coverage offered on an Actual Loss Sustained basis
  • Up to $1M/$2M in General Liability limits
  • $500 premium for $1M umbrella available

Preferred Classes

Obtain a quote for your owner operated or small trucking operations under the following classification:

  • Truckers

Restricted Classes

Eligible Vehicle Types



Vans & PPVs

Liability Coverages

Underwriting Guidelines

  • Up to $500,000 in total payroll
  • No handling of any infectious waste or hazardous material
  • No ambulance services or transportation of people
  • No armored car services

Additional Coverage Options

  • Employment Practices Liability Insurance
    • Up to $100,000 in limits
  • Privacy Liability & Data Breach
    • Up to $100,000 in limits
  • Business personal property temporarily away from premises
  • Personal property off-premises
  • Multiple additional insured options

Submission Requirements

  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com