About This Coverage

About This Coverage

The Lessor's Risk product protects owners of rental property from lawsuits and damages. Real estate owners are protected from legal action by lessees or clients of a lessee in the event of bodily injury or property damage while in the owner's space.


State Eligibility

Eligible State

State Not Available


Industries Available

  • RealEstate

    Real Estate Rental and Leasing


Coverage Limits

Up To



Key Features

  • Up to $750M in total Property Values
  • Business Income coverage offered on an Actual Loss Sustained basis up to $250,000
  • Excess/Umbrella available up to $1,000,000/$2,000,000 in General Liability limits
  • Ability to entertain restaurant tenants with commercial cooking exposures
  • Ability to consider public or private parking exposures
  • Hired/Non-Owned Available

Preferred Classes

  • Apartments
  • Condominiums
  • Hospitality (including Casinos)
  • Office Buildings
  • Schools
  • Shopping Malls


Submission Requirements

  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com