About This Coverage

About This Coverage

A General Liability policy provides coverage to a business for bodily injury, personal injury, and property damage caused by the business' operations, products, or injury that occurs on the business' premises.

EligibleStateOrange-1

State Eligibility

Eligible State

State Not Available

IndustriesAvailableOrange

Industries Available

  • Construction

    Construction

  • Manufacturing

    Manufacturing

  • Wholesale

    Wholesale Trade

  • RetailTrade

    Retail Trade

  • Information

    Information

  • Finance

    Finance and Insurance

  • RealEstate

    Real Estate Rental and Leasing

  • ProfessionalScientific

    Professional, Scientific, and Technical Services

  • Management

    Management of Companies and Enterprises

  • Education

    Educational Services

  • Health

    Health Care and Social Assistance

  • Arts

    Arts, Entertainment, and Recreation

  • Accomodations

    Accommodation and Food Services

  • OtherServices

    Other Services except Public Administration

CoverageLimitsOrange-1

Coverage Limits

Up To

$2M/$4M

MinimumsOrange

Minimums

  • $10,000, higher minimums apply for NY contractors
  • $1,000 per claim deductible
KeyFeaturesOrange

Key Features

  • Liquor liability
  • Assault & Battery
  • NY �labor law� coverage available
PreferredClassesOrange

Preferred Classes

  • Commercial Real Estate
  • Hospitality - Casinos, Hotels & Motels, Restaurants
  • Retailers
  • Sales or Service Organizations
  • Security or Patrol Agencies
  • Telecommunications Operations
  • Trade and General Contractors
  • Utilities
  • Wholesale Distributors

SubmissionRequirementsOrange

Submission Requirements

  • ACORD Application, fully completed and signed
  • Supplemental Application
  • Gross receipts for the past 5 years
  • 3 - 5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com