About This Coverage
Commercial Property policies may not cover flood damage. Flooding is the most common natural disaster and takes place every day in all regions of the country. Consumers must prepare for flooding no matter where they live. In a high-risk area, a home is more than twice as likely to be damaged by a flood than a fire.
State Eligibility
Eligible State
State Not Available
Industries Available
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Agriculture
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Mining
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Utilities
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Construction
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Manufacturing
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Wholesale Trade
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Retail Trade
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Transportation and Warehousing
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Information
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Finance and Insurance
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Real Estate Rental and Leasing
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Professional, Scientific, and Technical Services
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Management of Companies and Enterprises
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Administrative and Support
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Educational Services
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Health Care and Social Assistance
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Arts, Entertainment, and Recreation
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Accommodation and Food Services
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Other Services except Public Administration
Coverage Limits
Up To
$5M
Key Features
- Commercial Primary Flood
- Commercial Excess Flood
- Business Income available
- Replacement Cost (Building and Contents)
- Elevation Certificates not required
- High Hazard Zone Coverage available
Submission Requirements
- ACORD Application, fully completed and signed
- Commercial or Excess Flood Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com