About This Coverage
Providing professional services to clients - becoming deeply involved in their businesses and interested to provide the best possible advice - exposes the professionals and entities involved to lawsuits that can damage reputations, drain organizational focus and are potentially catastrophically costly. Errors and Omissions insurance is recognized as a one of the main tools to deal with this exposure.
State Eligibility
Eligible State
State Not Available
Industries Available
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Construction
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Transportation and Warehousing
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Information
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Finance and Insurance
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Real Estate Rental and Leasing
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Professional, Scientific, and Technical Services
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Management of Companies and Enterprises
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Administrative and Support
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Educational Services
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Arts, Entertainment, and Recreation
Coverage Limits
Up To
$15M
Minimums
- Architects and Engineers Liability: Retentions and Premiums starting at $5,000
Key Features
ARCHITECTS AND ENGINEERS LIABILITY
60-day Automatic Coverage for Newly Created or Acquired Entities
Bilateral/Two-way tail
Blanket Waiver of Subrogation
Bodily Injury/Property Damage
Broad Definition of Insured
Broad Definition of Professional Services
Consent to Settle Provision
Coverage for Independent Contractors
Coverage for Past, Present and Future Employees
Coverage for Work Completed by Subcontractors
Duty to Defend/Pay on Behalf of Wording
Joint Venture Coverage
Mold Coverage
Punitive Damages Where Permitted by Law
Residential and/or Condo Exposures
Split Limits
Spousal Liability Coverage
Supplemental Payments
Worldwide Coverage
Preferred Classes
ARCHITECTS AND ENGINEERS LIABILITY
- Architects
- Construction Managers
- Engineers, including: Acoustical Engineers, Civil Engineers, Electrical Engineers, Fire Protection Engineers, Forensic Engineers including those involved in expert witness work, HVAC Engineers, Mechanical Engineers, Plumbing Engineers, Structural Engineer
- Interior Designers
- Land Surveyors
- Landscape Architects
- Testing Labs
LAWYERS PROFESSIONAL LIABILITY
- Law Firms > 10 attorneys Nationwide
- Law Firms with 1- 35 attorneys in CA, CT, IL, MI, OH, VA and WA
MISCELLANEOUS PROFESSIONAL LIABILITY
- Advertising/Marketing/Public Relations
- Business Process Outsourcing
- Claims Adjusters
- Consultants
- Printers
- Property Managers
- Staffing/Employment
- Travel Services
- Trustees
TECHNOLOGY PROFESSIONAL LIABILITY
- Information technology service providers
- Internet and application service providers
- Packaged and custom software developers
- Technology consultants
- Telecommunications companies.
- Website developers
Trucks
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Agricultural Truck
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Box/Straight Truck
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Bucket Truck
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Catering Truck
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Cement Mixer
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Dump Truck
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Flatbed Truck
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Front Loader Garbage Truck
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Pickup w/ 5th Wheel
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Pump Truck
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Rear Loader Garbage Truck
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Refrigerated Truck
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Roll off Truck
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Stake Body Truck
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Tank Truck
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Tow Trucks
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Truck Tractor
Additional Coverage Options
ARCHITECTS AND ENGINEERS LIABILITY
- Full Prior Acts Coverage Available for First-Time Buyers
- Specific Job Excess
- Project Specific Coverage
- Ownership Interest Coverage up to 15%
- Contractors Pollution Liability
- Pollution Liability
- Aggregate Retentions
- First Dollar Defense
- Mediation Retention Credit
Submission Requirements
- Company Professional Liability Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com