Osprey Underwriters, Inc. | Cyber Liability Insurance

About This Coverage

Cyber Liability covers a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or other criminal who has gained access to the firm's electronic network.

State Eligibility

Eligible State

State Not Available

Industries Available

Agriculture
Mining
Utilities
Construction
Manufacturing
Wholesale Trade
Retail Trade
Transportation and Warehousing
Information
Finance and Insurance
Real Estate Rental and Leasing
Professional, Scientific, and Technical Services
Management of Companies and Enterprises
Administrative and Support
Educational Services
Health Care and Social Assistance
Arts, Entertainment, and Recreation
Accommodation and Food Services
Other Services except Public Administration

Coverage Limits

Up To

$20M

Key Features

Limits available up to $20M for select risks
Both First and Third Party coverages available
Excess Cyber is available for clients requiring high limits
Defamation, libel or slander

Invasion of an individual�s right of privacy
Plagiarism or misappropriation of ideas under an implied contract
Infringement of any copyright, trademark, title, service mark
Domain name infringement

Reimbursement for extortion expenses resulting directly from a credible threat to the insured's computer system

Loss resulting from damage to or corruption of the insured's electronic data and computer programs
Income reimbursement during the period of restoration of the insured's computer system
Customer notification, regulatory fines and penalties, and public relations expenses
Legal liability for a security breach or privacy breach of employees' PII or PHI
Legal Liability for a security breach or privacy breach resulting from alleged violations of HIPAA and other privacy protection laws/regulations (state, federal or foreign)