About This Coverage

About This Coverage

Commercial Auto insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.

EligibleStateOrange-1

State Eligibility

Eligible State

State Not Available

IndustriesAvailableOrange

Industries Available

  • Agriculture

    Agriculture

  • Mining

    Mining

  • Utilities

    Utilities

  • Construction

    Construction

  • Manufacturing

    Manufacturing

  • Wholesale

    Wholesale Trade

  • RetailTrade

    Retail Trade

  • Transportation

    Transportation and Warehousing

  • Information

    Information

  • Finance

    Finance and Insurance

  • RealEstate

    Real Estate Rental and Leasing

  • ProfessionalScientific

    Professional, Scientific, and Technical Services

  • Management

    Management of Companies and Enterprises

  • Administrative

    Administrative and Support

  • Education

    Educational Services

  • Health

    Health Care and Social Assistance

  • Arts

    Arts, Entertainment, and Recreation

  • Accomodations

    Accommodation and Food Services

  • OtherServices

    Other Services except Public Administration

CoverageLimitsOrange

Coverage Limits

Up To

$5M

KeyFeaturesOrange

Key Features

  • Symbol-(1) Available
  • Monoline Physical Damage
  • Motor Truck Cargo
  • Additional Insured
  • Waiver of Subrogation
  • Hired and Non Owned Autos
  • On-Hook Coverage
  • Garagekeepers
  • Bobtail Coverage
  • Non-Trucking Liability
  • Unlimited Radius
  • Flexible billing options
  • Pollution
PreferredClassesOrange

Preferred Classes

  • Construction-Special Trade Contractors
  • Courier, Mail & Newspaper Delivery
  • Dealer and Salvage Plates
  • Debris Removal
  • Dirt, Sand & Gravel
  • Driveaway Companies
  • Driving Schools
  • Dry Goods and Refrigerated Transportation
  • Emergency Medical Transportation
  • Farming & Livestock
  • Food Services, Restaurants & Delivery
  • Food Trucks
  • Foreign Firms with U.S. Exposure
  • Fuel Dealers (Limited)
  • Hazmat Transport
  • Household Goods Movers
  • Logging & Log Transport
  • Manufacturers and Wholesale Distributions
  • Mobile Equipment
  • Non-Emergency Medical Transport
  • Professional Services Private Passenger: Vehicles
  • Retail Trade Operations with Delivery
  • Security Patrol (Limited)
  • Towing Services, Gas Stations & Auto Repair (Limited)
  • Trucking For-Hire
  • Warehousing
  • Waste Haulers (Limited)

EligibleVehiclesOrange

Eligible Vehicle Types

Trucks

  • AgriculturalTruck

    Agricultural Truck

  • BoxOrStraightTruck

    Box/Straight Truck

  • BucketTruck

    Bucket Truck

  • CateringTruck

    Catering Truck

  • CementMixer

    Cement Mixer

  • DumpTruck

    Dump Truck

  • FlatbedTruck

    Flatbed Truck

  • FrontLoaderGarbageTruck

    Front Loader Garbage Truck

  • PickupWFifthWheel

    Pickup w/ 5th Wheel

  • PumpTruck

    Pump Truck

  • RearLoaderGarbageTruck

    Rear Loader Garbage Truck

  • RefrigeratedTruck

    Refrigerated Truck

  • RollOffTruck

    Roll off Truck

  • StakeBodyTruck

    Stake Body Truck

  • TankTruck

    Tank Truck

  • TowTruck

    Tow Trucks

  • TruckTractor

    Truck Tractor

Trailers

  • AutoHauler

    Auto Hauler

  • BulkCommodityTrailer

    Bulk Commodity Trailer

  • DryFreightTrailer

    Dry Freight Trailer

  • DumpBodyTrailer

    Dump Body Trailer

  • FlatbedTrailer

    Flatbed Trailer

  • GooseneckTrailer

    Gooseneck Trailer

  • LivestockTrailer

    Livestock Trailer

  • LoggingTrailer

    Logging Trailer

  • LowBoyTrailer

    Low Boy Trailer

  • PoleTrailer

    Pole Trailer

  • RagtopTrailer

    Ragtop Trailer

  • RefrigeratedTrailer

    Refrigerated Trailer

  • TankTrailer

    Tank Trailer

  • TiltTrailer

    Tilt Trailer

Vans & PPVs

  • CargoVans

    Cargo Vans

  • Cars

    Cars, SUVs and Pickups

  • DeliveryVans

    Delivery Vans

  • MiniVans

    Minivans

  • PassengerVan

    Passenger Van

  • StepVans

    Step Vans

  • WheelchairVan

    Wheelchair Van

SubmissionRequirementsOrange

Submission Requirements

  • ACORD Application, fully completed and signed
  • Prior carrier information including limits, deductibles, and premium
  • Currently valued loss experience for the last 5 years
  • MVRs for all drivers
  • Owners Information
  • Send submissions to quotes@ospreyuw.com