About This Coverage
The Wholesale Trade product safeguards the assets of wholesale small businesses, and expands as businesses grow.
State Eligibility
Eligible State
State Not Available
Industries Available
-
Wholesale Trade
-
Retail Trade
Coverage Limits
Up To
$4M
Key Features
- Business owners package coverage form that automatically includes over 15 unique coverage enhancements
- Up to $5M in total property values
- Business Income coverage offered on an Actual Loss Sustained basis
- Up to $1M/$2M in General Liability limits
- $500 premium for $1M umbrella available
Preferred Classes
- Air Conditioning/Heating Equipment
- Appliance - Household and Home Furnishing
- Art Supplies
- Auto Parts and Supplies
- Bakeries
- Barber or Beauty Shop Supplies
- Beverages- Alcoholic and Non-Alcoholic
- Bookbinding and Printers Supplies
- Books
- Building Materials
- Cameras
- Candy
- CDs/Cassettes
- Cell Phone
- Clothing & Fabric
- Coffee
- Computers
- Dairy Products
- Electronics
- Equipment, Fixtures or Supplies
- Floor Covering
- Florist
- Frozen Food
- Fruits & Vegetables
- Furniture
- Gardening & Light Farming Supplies
- Gifts/Novelties
- Groceries
- Hardware and Tools
- Hobby, Craft or Artists� Supply
- Housewares
- Janitorial Supply
- Jewelry - Costume & Precious
- Kitchen Accessories
- Lamps/Lighting Fixtures
- Leather Goods
- Luggage
- Magazine
- Meat/Fish/Poultry
- Office and Store Equipment
- Office Furniture, Machines & Appliances
- Optical and Hearing Aids
- Painting Supplies
- Paper
- Pet Supplies
- Plumbing Supplies and Fixtures
- Radios/Stereos
- Refrigeration Systems or Equipment
- Shoes
- Software
- Sporting Goods
- Stationery or Paper Products
- Telephones
- Trophies
- Wallpaper
- Water Bottling
- Wholesaler - no food or drink - not otherwise classified
Underwriting Guidelines
- Up to 35,000 square feet
- Up to $6M in total revenue
- No product specifically sold or rented to children
Additional Coverage Options
- Foreign Liability Coverages
- Accidental death & dismemberment ($50,000 limit)
- Medical coverage ($10,000 limit)
- Contingent auto liability ($1M limit)
- Property ($25,000)
- Premises liability ($1M occurrence/GL aggregate)
- Products and completed operations Liability (GL aggregate)
- Employment Practices Liability
- Limits up to $100,000
- Privacy Liability & Data Breach Insurance
- Limits up to $100,000
Submission Requirements
- ACORD Application, fully completed and signed
- Supplemental Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com