About This Coverage
The Special Events product offers broad coverage on a standalone policy for individuals and business entities with special event exposures. General Liability and Liquor Liability coverage is available for a multitude of event types and activities, with special pricing and coverage offered for host exposures.
State Eligibility
Eligible State
State Not Available
Industries Available
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Arts, Entertainment, and Recreation
Coverage Limits
Up To
$2M
Key Features
- Offers General Liability and/or Liquor Liability coverage
- Includes first Additional Insured for no added premium
- Food and beverage product liability is included in the general aggregate limit
- Coverage for damage to rented premises
- Coverage included for volunteers, temporary or leased workers, and committee members
- No deductible for General Liability or Liquor Liability
- Waiver of Subrogation and Primary/non-contributory wording available
- Special host Liquor Liability is available for events with 500 attendees per day
- Enhanced coverages for host Wedding Events
- Loss of Deposits and Damage to Wedding Attire included
- Coverage for jewelry, photographs, gifts, cancellation, and rehearsal dinner available
Preferred Classes
- Car/Motor Vehicle Shows
- Educational Events
- Fairs/Festivals
- Fundraisers
- Miscellaneous Events (Offers General Liability and/or Liquor Liability Coverage)
- Parades
- Social/Life Events
- Sporting Events/Competitions
- Trade Shows/Business Events
Restricted Classes
- Hot Air Balloon Rides
- Haunted Houses, Hayrides or Corn Mazes
Submission Requirements
- ACORD Application, fully completed and signed
- Supplemental Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com