About This Coverage

About This Coverage

Running a restaurant is challenging enough without having to worry about things like lawsuits, loss of income or property damage. Restaurants face a wide range of risks every day, and each business is unique. Comprehensive restaurant coverage can help reduce these worries and let you focus on your business.

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State Eligibility


Eligible State

State Not Available

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Industries Available


  • Accomodations

    Accommodation and Food Services

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Coverage Limits


Up To

$4M


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Key Features


  • Broad appetite ranging from full sit-down (table service) to take-out
  • Up to $6,000,000 in annual sales
  • Business owners package with the ability to consider up to $5,000,000 in total Property values
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Preferred Classes


  • Restaurants - BYOB - with no sale of alcoholic beverages - with table service
  • Restaurants - BYOB - with no sale of alcoholic beverages - without table service, with seating
  • Restaurants with no sale of alcoholic beverages with table service
  • Restaurants with no sale of alcoholic beverages without seating
  • Restaurants with no sale of alcoholic beverages without table service, with seating
  • Restaurants with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurant
  • Restaurants with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurant - without table service, with seating






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Submission Requirements


  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com