About This Coverage
Running a restaurant is challenging enough without having to worry about things like lawsuits, loss of income or property damage. Restaurants face a wide range of risks every day, and each business is unique. Comprehensive restaurant coverage can help reduce these worries and let you focus on your business.
State Eligibility
Eligible State
State Not Available
Industries Available
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Accommodation and Food Services
Coverage Limits
Up To
$4M
Key Features
- Broad appetite ranging from full sit-down (table service) to take-out
- Up to $6,000,000 in annual sales
- Business owners package with the ability to consider up to $5,000,000 in total Property values
Preferred Classes
- Restaurants - BYOB - with no sale of alcoholic beverages - with table service
- Restaurants - BYOB - with no sale of alcoholic beverages - without table service, with seating
- Restaurants with no sale of alcoholic beverages with table service
- Restaurants with no sale of alcoholic beverages without seating
- Restaurants with no sale of alcoholic beverages without table service, with seating
- Restaurants with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurant
- Restaurants with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurant - without table service, with seating
Submission Requirements
- ACORD Application, fully completed and signed
- Supplemental Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com