About This Coverage
Liquor Liability not only insures all types of hospitality risks - including hard-to-place bars and nightclubs - but offers assault & battery coverage, and liability limits up to $1 million/$2 million.
State Eligibility
Eligible State
State Not Available
Industries Available
-
Accommodation and Food Services
Coverage Limits
Up To
$2M
Key Features
- Monoline Liquor Liability for establishments that sell or serve alcoholic beverages, offering protection for covered claims of negligent sale or service
- Key Advantages:
- Assault & battery included or available for additional premium
- No cap on alcohol sales
- Defense costs outside the limit
- Risks with security and major entertainment acceptable
- Liquor License Holder included as Additional Insured automatically
- Coverage available for both licensed and unlicensed operations
Preferred Classes
- Banquet Halls
- Bars
- Caterers/Bartending Services
- Gentleman�s/Adult Clubs
- Nightclubs
- Restaurants
- Retail Liquor/Convenience Stores
- Various Unlicensed Risks
- Wholesale Distributors
Restricted Classes
- After-hours clubs
- Aggressive drink specials
- Bottle Service
- Wineries
- Multiple prior Liquor and/or Assault & Battery claims
- Territorial restrictions could apply
Submission Requirements
- ACORD Application, fully completed and signed
- Supplemental Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com