About This Coverage

About This Coverage

Liquor Liability not only insures all types of hospitality risks - including hard-to-place bars and nightclubs - but offers assault & battery coverage, and liability limits up to $1 million/$2 million.


State Eligibility

Eligible State

State Not Available


Industries Available

  • Accomodations

    Accommodation and Food Services


Coverage Limits

Up To



Key Features

  • Monoline Liquor Liability for establishments that sell or serve alcoholic beverages, offering protection for covered claims of negligent sale or service
  • Key Advantages:
    • Assault & battery included or available for additional premium
    • No cap on alcohol sales
    • Defense costs outside the limit
    • Risks with security and major entertainment acceptable
    • Liquor License Holder included as Additional Insured automatically
    • Coverage available for both licensed and unlicensed operations

Preferred Classes

  • Banquet Halls
  • Bars
  • Caterers/Bartending Services
  • Gentleman�s/Adult Clubs
  • Nightclubs
  • Restaurants
  • Retail Liquor/Convenience Stores
  • Various Unlicensed Risks
  • Wholesale Distributors

Restricted Classes

  • After-hours clubs
  • Aggressive drink specials
  • Bottle Service
  • Wineries
  • Multiple prior Liquor and/or Assault & Battery claims
  • Territorial restrictions could apply


Submission Requirements

  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com