About This Coverage
Inland Marine coverage is used to provide protection for assets and property that is movable or could be in transit over land, as well, as property owned by others that is in the possession of the policyholder or on the policyholder's premises.
State Eligibility
Eligible State
State Not Available
Industries Available
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Construction
-
Transportation and Warehousing
Up To
Key Features
- Builders Risk, Contractor's Equipment, Motor Truck Cargo (only available with Commercial Auto coverage) and Miscellaneous Property Coverage Forms available
- Multiple deductible options
- Additional coverage options including:
- Blanket Miscellaneous Tools and Equipment
- Blanket Property Limit available
- Leased/Rented Equipment from Others
- Rental Reimbursement Coverage available
- Newly Acquired Equipment
Preferred Classes
ACCEPTABLE CLASSES OF BUS
Builders Risk
- Installation Floater
- New Construction
- Remodel
- Unsold Dwelling
Contractor's Equipment
- Electrical Contractor
- Excavation Contractor
- Grading Contractor
- HVAC Contractor
- Landscaping Contractor
- Paving Contractor
- Plumbing Contractor
- Specialty Contractor
Miscellaneous Property Floater
- And many others�.
- Catering Equipment
- Concession Equipment
- Entertainment Equipment
- Golf Carts
- Medical Equipment
- Mobile Amusement Equipment
- Mobile Office Equipment
- Recreational Property
Motor Truck Cargo
- Auto Haulers
- General Freight
- Reefer
MISCELLANEOUS PROPERTY FL
Examples of Acceptable Items
- Amusement Park Equipment
- ATM�s
- Bounce Houses
- Cameras
- Disc Jockey Equipment
- Food Trucks
- Generators
- Golf Carts
- Mobile Medical Diagnostic Equipment
- Mobile MRI Equipment
- Non-Residential Trailers
Restricted Classes
CONTRACTOR�S EQUIPMENT
Examples of Prohibited Items
- Asphalt Plants
- Trucks Licensed for Road-Use
- Logging Equipment
- Crushers
- Cranes
- Concrete Batch Plants
- Combines
- Boring and Drilling Rigs
MISCELLANEOUS PROPERTY FLOATER
- Clothing
- Coins
- Firearms
- Furs
- High-Valued Electronics (>$50K)
- Jewelry
- Art Collections
- Stamp Collections
MOTOR TRUCK CARGO
- Storage greater than 72 hours (unless due to a weather emergency)
- Shipping container (coverage only available on commodity being hauled)
- Property while in custody of any other carrier
- Explosive or radioactive material
- Contraband, prescription pharmaceuticals, tobacco, alcohol (except beer and wine)
- Art, jewelry, precious or semi-precious metals or alloys, money, papers (Note: Coverage for business documents and non-registered securities is available via endorsement)
- Mobile or modular homes (Note: Coverage available via endorsement)
Submission Requirements
- ACORD Application, fully completed and signed
- Supplemental Application
- 3-5 Years of Loss Runs
- Send submissions to quotes@ospreyuw.com