About This Coverage

About This Coverage

Most homeowners' policies don't cover flood damage. Flooding is the most common natural disaster and takes place every day in all regions of the country. Consumers must prepare for flooding no matter where they live. In a high-risk area, a home is more than twice as likely to be damaged by a flood than a fire.

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State Eligibility


Eligible State

State Not Available

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Industries Available


  • RealEstate

    Real Estate Rental and Leasing


Up To


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Key Features


  • Real Time Rating
  • Online Chat
  • Immediate Policy Issuance
  • Submit for Rate processed within 24 hours
  • Agency Downloads




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Liability Coverages


RESIDENTIAL HOME AND CONDOMINIUM OWNERS

  • Up to $250,000 on the dwelling
  • Up to $100,000 in contents coverage

NON-RESIDENTIAL OR SMALL BUSINESS PROPERTIES

  • Up to $500,000 on the dwelling
  • Up to $500,000 in business contents coverage



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Submission Requirements


  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com