GENERAL LIABILITY

• Each Occurrence Limit: Up to $2,000,000
• Damage To Premises Rented To You Limit: Up to $1,000,000
• Medical Expense Limit: Up to $10,000
• Personal and Advertising Injury Limit: Up to $2,000,000
• General Aggregate Limit: Up to $4,000,000
• Products/Completed Operations Aggregate Limit: Up to $4,000,000
• Deductible: $0 - $2,500
• EBL per employee: Up to $1,000,000
• EBL aggregate: Up to 2X per employee limit
• EPLI annual aggregate limit: Up to $500,000
• Hired and Non-Owned Auto Liability: Included in General Liability
• Private Parking Lot: Included in General Liability
• Liquor Liability Exclusion - Exception for scheduled Activities each common cause limit: Up to $1,000,000
• Liquor Liability Exclusion - Exception for scheduled Activities annual aggregate: Up to 2x each common cause

DIRECTORS & OFFICERS LIABILITY

• Annual Aggregate Limit of Insurance: Up to $5,000,000
• Deductible: $0, Prior acts coverage available
• Monoline available with full prior acts as an option
• Defense outside the limit
• Defense Costs Coverage for Breach of Contract claims
• Coverage for Non-monetary claims
• Qualified consent to settlement provision - (Hammer Clause)
• Unlimited Extension (for claim reporting endorsement)
• Automatic Coverage for the Property Management Company

PROPERTY

• Building: Up to $12,500,000; Valuation: Replacement Cost; Cause of Loss Form: Special; Co-Insurance: N/A
• Business Income & Extra Expense: 12 months Limit; Valuation: Actual Loss Sustained
• Deductible: $500 - $2,500
• Equipment Breakdown: Applicable property limit
• Water Back-Up and Sump Overflow: Up to $100,000
• Ordinance or Law
• Loss to the Undamaged Portion: Building Limit
• Demolition Cost: Up to $1,000,000
• Increased Cost of Construction: Up to $1,000,000

UMBRELLA LIABILITY

• Umbrella Liability Each Occurrence Limit: Up to $5,000,000
• Personal and Advertising Injury Limit: Up to $5,000,000
• Umbrella Liability Aggregate Limit: Up to $5,000,000