About This Coverage

The Social Services product safeguards organization assets and expands as organization needs and responsibilities grow.

State Eligibility


Eligible State

State Not Available

Industries Available


  • Health Care and Social Assistance

Coverage Limits


Up To

$2M

Minimums


Key Features


  • Business owners package coverage form that automatically includes over 15 unique coverag enhancements
  • Up to $5M in total property values
  • Business Income coverage offered on an Actual Loss Sustained basis up to $250,000
  • Up to $1M/$2M in General Liability limits

Preferred Classes


  • Counseling Services - Not-for-Profit
  • Food Bank or Soup Kitchen- Not-for-Profit
  • Health Care Clinic - Not-for-Profit - Premises Liability
  • Historical Societies - Not-for-Profit
  • Horticultural Societies - Not-for-Profit
  • Shelters/Transitional Housing/Mission - Not-for-Profit
  • Thrift Store - Clothing - Not-for-Profit
  • Vocational Workshops - Not-for-Profit
  • Youth Community Program - Not-for-Profit

Restricted Classes


Eligible Vehicle Types


Trucks

Trailers

Vans & PPVs

Liability Coverages


Underwriting Guidelines


Additional Coverage Options


  • Social Services Professional Liability:
    • Up to $1M in limits
  • Abuse & Molestation Liability:
    • Up to $1M/$2M in limits
  • Employment Practices Liability Insurance
    • Up to $100,000 in limits

Submission Requirements


  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com