About This Coverage

A package policy for fitness or wellness centers including commercial gyms, yoga studios, and CrossFit centers.

State Eligibility


Eligible State

State Not Available

Industries Available


  • Arts, Entertainment, and Recreation

Coverage Limits


Up To

$2M

Minimums


Key Features


  • Broad appetite to include both traditional fitness centers and yoga/pilates studios, CrossFit, or 30-minute circuit training operations
  • Coverage for staffed personal trainers automatically included
  • Coverage for child-sitting services on premises automatically included
  • Ability to offer separate limits for Abuse & Molestation Liability coverage and Professional Liability coverage
  • Up to $6,000,000 in annual sales
  • Business owners package with the ability to consider up to $5,000,000 in total Property values

Preferred Classes


  • Health or Exercise Facilities

Restricted Classes


Eligible Vehicle Types


Trucks

Trailers

Vans & PPVs

Liability Coverages


Underwriting Guidelines


Additional Coverage Options


Submission Requirements


  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com