About This Coverage

Contractors General Liability provides coverage for a broad range of large- to mid-sized general contractors, builders and subcontractors.

State Eligibility


Eligible State

State Not Available

Limited Appetite

Industries Available


  • Construction

Coverage Limits


Up To

$2M

Minimums


Key Features


Commercial and Residential Construction industry products for General Contractors and Subcontractors that offer:

  • ISO 2007 Commercial General Liability Occurrence or Claims Made form
  • A broad range of industry leading options and endorsements
  • Generous limits

Preferred Classes


  • Artisans
  • Boiler & Machinery
  • Carpentry
  • CCIPS
  • Commercial General Contractors
  • Commercial Wrap-Ups
  • Concrete (Structural and Non-Structural)
  • Demolition
  • Dredging
  • Drilling (Non-Gas/Oil, Non-Directional)
  • Drywall
  • EIFS Contractors
  • Electrical
  • Elevator
  • Energy Contractors
  • Environmental Contractors
  • Excavation & Grading
  • Fence Erection
  • Gas Mains
  • Home Builders
  • HVAC
  • Industrial Maintenance
  • Insulation
  • Land-Based Gas/Oil
  • Landscaping
  • Large SIR/Deductible Programs
  • Masonry
  • OCIPS
  • Owners Interest
  • Pipeline Construction
  • Plastering
  • Plumbing (Industrial, Commercial, Residential)
  • Power Line & Conduit
  • Public Works
  • Residential General Contractors
  • Residential Wrap-Ups
  • Roofing (Commercial, Residential)
  • Sandblasting & Painting
  • Street, Road & Bridge
  • Swimming Pools
  • Water & Sewer Mains
  • Waterproofing
  • Welding
  • Wrap-Ups

Restricted Classes


Eligible Vehicle Types


Trucks

Trailers

Vans & PPVs

Liability Coverages


Underwriting Guidelines


  • Minimum Premium Starting at $10,000
  • Minimum Deductible Starting at $2,500
  • Admitted and Non-Admitted options
  • Middle-Market Appetite $2.5M - $100M Revenue
  • Large-Risk Appetite $100M - $1B Revenue

Additional Coverage Options


  • Comprehensive coverage form
  • ISO GL CG 00 01 12 07
  • Multi-state coverage
  • Commercial and Residential projects accepted
  • Broad range of class codes considered
  • “Additional insured” coverage for owners, lessors, contractors, scheduled individuals or organizations
  • Completed operations “additional insured” coverage for owners, lessors, or contractors
  • *Ask about other industry leading coverage options.

Submission Requirements


  • ACORD Application, fully completed and signed
  • Supplemental Application
  • 3-5 Years of Loss Runs
  • Send submissions to quotes@ospreyuw.com