About This Coverage

Commercial Auto insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.

State Eligibility


Eligible State

State Not Available

Industries Available


  • Agriculture

  • Mining

  • Utilities

  • Construction

  • Manufacturing

  • Wholesale Trade

  • Retail Trade

  • Transportation and Warehousing

  • Information

  • Finance and Insurance

  • Real Estate Rental and Leasing

  • Professional, Scientific, and Technical Services

  • Management of Companies and Enterprises

  • Administrative and Support

  • Educational Services

  • Health Care and Social Assistance

  • Arts, Entertainment, and Recreation

  • Accommodation and Food Services

  • Other Services except Public Administration

  • Public Administration

Coverage Limits


Up To

$2M

Minimums


Key Features


  • Symbol-(1) Available
  • Monoline Physical Damage
  • Motor Truck Cargo
  • Additional Insured
  • Waiver of Subrogation
  • Hired and Non Owned Autos
  • Trailer Interchange
  • Garagekeepers
  • Bobtail Coverage
  • Radius up to 500 Miles +
  • Flexible billing options

Preferred Classes


  • Construction-Special Trade Contractors
  • Courier, Mail & Newspaper Delivery
  • Dealer and Salvage Plates
  • Debris Removal
  • Dirt, Sand & Gravel
  • Dry Goods and Refrigerated Transportation
  • Farming & Livestock
  • Food Services, Restaurants & Delivery
  • Food Trucks
  • Fuel Dealers (Limited)
  • Hazmat Transport
  • Logging & Log Transport
  • Manufacturers and Wholesale Distributions
  • Mobile Equipment
  • Professional Services Private Passenger: Vehicles
  • Retail Trade Operations with Delivery
  • Security Patrol (Limited)
  • Towing Services, Gas Stations & Auto Repair
  • Trucking For-Hire
  • Warehousing
  • Waste Haulers (Limited)

Restricted Classes


Eligible Vehicle Types


Trucks


  • Agricultural Truck


  • Box/Straight Truck


  • Bucket Truck


  • Catering Truck


  • Cement Mixer


  • Dump Truck


  • Flatbed Truck


  • Front Loader Garbage Truck


  • Pickup w/ 5th Wheel


  • Pump Truck


  • Rear Loader Garbage Truck


  • Refrigerated Truck


  • Roll off Truck


  • Stake Body Truck


  • Tank Truck


  • Tow Trucks


  • Truck Tractor

Trailers


  • Auto Hauler


  • Bulk Commodity Trailer


  • Dry Freight Trailer


  • Dump Body Trailer


  • Flatbed Trailer


  • Gooseneck Trailer


  • Livestock Trailer


  • Logging Trailer


  • Low Boy Trailer


  • Pole Trailer


  • Ragtop Trailer


  • Refrigerated Trailer


  • Tank Trailer


  • Tilt Trailer

Vans & PPVs


  • Cargo Vans


  • Cars


  • Delivery Vans


  • Minivans


  • Passenger Van


  • Pickups


  • Step Vans


  • SUVs


  • Wheelchair Van

Liability Coverages


Underwriting Guidelines


Additional Coverage Options


Submission Requirements


  • 1-9 Power Units: Year, Make, Model, VIN, Vehicle Type, Current Value
  • MVRs for all drivers: Name, Date of Birth, License Number, License State
  • Owner Information: Name, Date of Birth, Home Address
  • USDOT & MC Number (If Filings Required)
  • Prior Insurance Information (Carrier, Expiration Date, Premium, and Coverage Limits)
  • Send submissions to quotes@ospreyuw.com